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Still using a wallet? While there are occasions when wallets are appropriate, such as when you need to carry more cash and credit cards than what money clips can handle, using smart money clips routinely is a much safer, and trendy option. Bills aren’t scattered and crumpled in your pocket as the money clip holds these securely, and there is less risk of bills inadvertently misplaced. Smart money clips can also hold a limited number of bills, so your chances of losing a great deal of money when you lose the money clip is less, as the amount you can bring along is kept to a minimum.