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When my dog was injured while running in the park I was really glad I had pet insurance. He had broke his right front leg and needed it set in a cast. There were also many follow up vet visits and the insurance covered most of the cost. I will never be without pet insurance, especially after having gone through this. I got a look at what the Vet bills would have been and I could not have afforded them without this insurance. If you have a family pet you love I suggest you look into pet insurance fast. Best to have it before you need it.